Wealth-building strategies differ depending on age. Here’s how to make the most of your financial journey at each stage.

Key Points:

• In Your 20s:
  • Focus on saving and investing early.
  • Build an emergency fund.
  • Avoid high-interest debt like credit cards.
• In Your 30s:
  • Increase investments in stocks and real estate.
  • Prioritize retirement contributions.
  • Start planning for major expenses (home, family, business).
• In Your 40s:
  • Maximize retirement savings.
  • Diversify income streams.
  • Minimize unnecessary expenses.

Conclusion:
Building wealth is a long-term process, and starting early with the right strategy makes a big difference.